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Cash back credit cards are some of the best credit cards you can get, returning anywhere from 1% to 10% cash back on all kinds of purchases — and often without an annual fee. For people who are just getting into credit card rewards, or who want to keep things simple, cash back credit cards can be a good choice.
See Insider’s picks for the top cash back credit cards for families, dining, intro APRs, and building credit below.
The Best Cash Back Credit Cards of March 2023
Wells Fargo Active Cash® Card – Product Name Only: Best for flat-rate cash rewards
Chase Freedom Unlimited® – Product Name Only: Best cash back credit card for everyday spending
Chase Freedom Flex℠ – Product Name Only: Best cash back credit card for rotating categories and flexible redemptions
Discover it® Cash Back – Product Name Only: Best cash back credit cards for rotating cash back categories
Blue Cash Preferred® Card from American Express – Product Name Only: Best cash back credit card for families
Capital One SavorOne Cash Rewards Credit Card – Product Name Only: Best cash back credit card for dining, groceries, and entertainment with no annual fee
Citi Custom Cash℠ Card – Product Name Only: Best cash back credit card for automatically customizing rewards
U.S. Bank Cash+® Visa Signature® Card – Product Name Only: Best cash back credit card for choosing your own bonus categories
Citi® Double Cash Card – Product Name Only: Best cash back credit card for balance transfers
Capital One Quicksilver Cash Rewards Credit Card – Product Name Only: Best cash back credit card for fair or average credit
Discover it® Secured Credit Card – Product Name Only: Best cash back credit card for lower credit scores
Capital One SavorOne Student Cash Rewards Credit Card – Product Name Only: Best cash back credit card for students
Bank of America® Unlimited Cash Rewards Credit Card – Product Name Only: Best cash back credit card for Bank of America customers
In terms of flexibility, cash back is the king of credit card rewards. Many cash back credit cards give you the option to redeem your accrual as either cash, a statement credit, or a transfer to your bank account.
The Best Cash Back Credit Cards
Methodology
We narrowed down the dozens of cash back credit cards currently available to new applicants by looking at a few factors:
Ease of use — Are there any hoops to jump through, like needing to be a member of a specific bank?
Cash-back earning potential — How much cash back can you earn with this card, and how broad are the bonus categories?
Annual fee — Many cash back cards waive an annual fee, but for the few that do charge a fee, …read more
Source:: Business Insider
