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Capital One offers a wide variety of credit cards, from options that can help you build your credit to a premium card that earns valuable travel rewards. The Capital One Venture Rewards Credit Card is especially popular thanks to its robust marketing budget and television commercials, but it’s not necessarily the right Capital One card for you. The best option is the one that fits your spending style and your goals.
Capital One is also a good pick if you plan to travel overseas because none of its cards charge foreign transaction fees. This can save you anywhere from 3% to 5% on your purchases abroad compared to using cards from other banks that tack on fees for international purchases.
Here are the best Capital One credit cards of 2022.
We’re focused here on the rewards and perks that come with each card. These cards won’t be worth it if you’re paying interest or late fees. When using a credit card, it’s important to pay your balance in full each month, make payments on time, and only spend what you can afford to pay.
Compare the best Capital One cards
Best intro bonus and upscale travel perks: Capital One Venture X
The Capital One Venture X Rewards Credit Card has been making waves since its launch late last year. Along with a massive welcome bonus which is worth Capital One Venture X Rewards Credit Card in travel, the card comes packed with upscale benefits that can more than offset the Capital One Venture X Rewards Credit Card annual fee.
Capital One’s first premium card has an annual fee lower than similar cards and a range of valuable travel perks. It’s become a real competitor to cards like the Chase Sapphire Reserve® and The Platinum Card® from American Express.
Cardholders receive up to $300 per year in statement credits toward travel booked through Capital One, Priority Pass and Capital One airport lounge access (even for authorized users), a 10,000-mile bonus on each account anniversary (worth $100 in travel), and Visa Infinite travel and purchase benefits.
As with other cards that earn Capital One miles, you can transfer rewards to over a dozen airline and hotel partners to book award travel.
Read our Capital One Venture X Rewards Credit Card review to learn more.
If you’re trying to decide between the Capital One Venture X Rewards Credit Card and other premium cards, check out our comparisons of the Venture X and Sapphire Reserve, and the Amex Platinum versus the Venture X.
Best for travel rewards: Capital One Venture Card
The Capital One Venture Rewards Credit Card earns rewards you can redeem for any type of …read more
Source:: Business Insider