Summary List Placement
When the pandemic hit and I was stuck at home, my screen time shot up — and so did my online spending.
My credit card bills were getting out of control, so I decided to delete the apps that were costing me the most money.
Deleting online shopping apps, mobile games, travel apps, and food delivery services saved me over $1,000 in 2020.
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I’ll be the first to admit I have a very unhealthy relationship with my phone. It’s with me everywhere I go, except the shower, and even then it’s within reach. Early on in 2020, when the pandemic paused practically everything, that relationship spiraled and my phone became my constant companion. I was easily using it seven or eight hours a day.
The only thing worse than my screen time was how it was affecting my wallet. My credit card bills started to balloon with purchases I was making while scrolling on my phone and using a handful of apps. Once I decided to stick to a tight budget (due to income loss that happened during the pandemic) I realized the only way to make that happen was to delete the apps I was using the most and spending the most money on. Doing something as simple as this saved me over $1,000 in 2020.
Here are the categories of apps that cost me money, how I parted ways with them, and what you can do to make sure you’re not spending quality time, and money, when you’re on your phone.
1. Online shopping apps
The very first category of apps I deleted were the ones that I used for online shopping. It became so easy to think of something I needed or wanted while scrolling on my phone, and even easier to open an app and click “buy.”
I started to see that over 75% of my purchases made through app shopping were things that weren’t essential. I’d often head to those apps for one important item (like toilet paper or towels) and end up filling up the cart with a bunch of other things I didn’t need.
I realized that without these apps on my phone, I would be less tempted to shop online and could eliminate the ease of buying something when I was on the go (even if in 2020 “on the go” meant my couch).
2. Games with in-app purchases
I became really good at multitasking last year, which usually meant spending my downtime watching new TV shows while playing games on my phone. What I didn’t realize, until it was too late and I checked my credit card statement, was that I was getting a little too relaxed with the in-app purchases I was making while playing these games.
What started as a one-time purchase to acquire a $4.99 pile of gems or …read more
Source:: Business Insider