Best prepaid debit cards 4x3

Table of Contents: Masthead StickySummary List Placement The best prepaid debit cards of 2021

Prepaid debit card
Standout feature
Monthly fee
Next steps

Cards for budgeting
None
Open a card

Cash back
$7.95
Open a card

Low fees
None
Open a card

Good for families
$2.50 to $5.99
Open a card

Low fees
None
Open a card

A prepaid debit card is a good tool if you don’t have a checking account but don’t want to carry around cash. It can also be useful if you have kids, and you want to teach them about money and monitor what they spend.

A good prepaid debit card should be affordable. This means it should be free or low-cost to register for a card and to reload the card with more money. Ideally, the monthly fees are low, there’s a free ATM network, and you don’t pay a fee each time you use the card.

Learn more about our top picks

 

Sign-up fee
None for first 2 cards, $4.95 for each additional card

Monthly service fee
None

Reload fee
None, but a retailer may charge you

No. of free ATMs
None

Open a card

Why it stands out: The Akimbo Prepaid Mastercard is a good option for people who want help budgeting. You can open multiple cards and assign them names in the mobile app, like “Groceries” and “Gifts.” You can also track and manage all the cards in your app. The first two cards are free — after that, each additional card costs $4.95 to activate.

Look out for: No free ATM network. Some of our other top picks have extensive free ATM networks, but you’ll pay every time you use your Akimbo Prepaid Mastercard at a machine. Akimbo charges $0.33 for balance inquiries and $1.98 for withdrawals. The ATM provider may also charge you.

  A 22-year-old Twitch streamer who earns over $200,000 a year shares how she got her start and the biggest misconceptions about making it big in streaming

Sign-up fee
None online, $3.95 in person

Monthly service fee
$7.95 (none in NY, TX, VT)

Reload fee
Up to $3.95

No. of free ATMs
30,000

Open a card

Why it stands out: Earn 1% cash back on an unlimited amount in purchases, and the money will go back into your Serve account. If you set up direct deposits onto your card, you may be able to receive your paycheck up to two days early.

Look out for: Monthly fee. American Express charges a $7.95 monthly service fee, and there’s no way to waive it. (Fees are not charged for residents of New York, Texas, or Vermont, though.) You’ll have to spend at least $795 per month to earn $7.95 in cash back and cancel out the monthly fee.

Sign-up fee
None

Monthly service fee
None

Reload fee
Up to $3.95

No. of free ATMs
30,000

Open a card

Why it stands out: There’s no fee to open a Bluebird card, and there are no monthly service fees. You may have to pay up to $3.95 to reload your card at certain retailers, but you can reload for free at Walmart. You can also use over 30,000 MoneyPass ATMs for free around the US.

If you set …read more

Source:: Business Insider

      

(Visited 1 times, 1 visits today)
News

Leave a Reply

Your email address will not be published. Required fields are marked *